Sterling Credit Corp. is comprised of talented, caring, and experienced Customer Service and Sales representatives. Learn more about each person by reading their descriptions below.

William Ward

William Ward is the Chairman of the Board and CEO of Sterling Credit Corp. Mr. Ward became the sole owner of Sterling in 2019. Prior to the acquisition Mr. Ward served as the CEO for over twenty years. Mr. Ward began his career in the subprime market in 1971 and joined the Sterling family in 1975. Through Mr. Ward’s leadership and vision Sterling has become a dominate player in the subprime market helping dealers enhance their cashflow and creating the necessary infrastructure to service and manage large volumes of receivables. If you are interested in selling your auto receivables or would like a quote on servicing your auto receivable portfolio, please contact Mr. Ward directly at (407) 797-3854 or one of our sales representatives below.

Guy Padgett

Email | (706) 830-3045

Guy Padgett

Guy Padgett was born and raised in Aiken South Carolina. He attended high school at Silver Bluff and attended college at Aiken Technical college for computer engineering. He has been in the finance business for over 30 years, the majority of which he has been employed with the company. Guy started out as a collector and has spent his career building the Sterling Credit Corp. division. As the most seasoned acquisition specialist for Sterling Credit Corp., it is his goal to build the company with integrity and to continue long lasting relationships with our dealers.

Lindsey Patrick-Norris

Email | (407) 417-3607

Lindsey Norris

Lindsey Norris originally joined Sterling Credit Corp. in September of 2009 when the company expanded into Florida. As a self-motivated individual, she has a proven track record for sales, marketing and management of multiple territories.

Prior to Sterling Credit Corp., Ms. Norris graduated Summa Cum Laude from the University Of Central Florida in 2007 with a BA major in Finance. After which she worked in the commercial real estate industry, employed by such companies as Colonial Properties Trust (Lake Mary, FL) and Cushman & Wakefield (Orlando, FL).

Luis Sanabria

Email | (407) 551-2221

Luis Sanabria

Luis Sanabria started with Sterling Credit Corp. in May of 2010. His comprehensive background and financial service expertise well qualified him to serve as Assistant Collection Manager & Dealer Relationship Manager; the position he currently holds today.

Mr. Sanabria has been providing accounts receivable management services to many of America's leading financial businesses for over 15 years. Born and raised in Chicago Illinois, he began his Finance career as a collection agent with Southern Automotive Finance. He quickly excelled to management roles due to his in-depth understanding of commercial and consumer debt recovery and his ability to assess the needs of clients, tailoring appropriate services to help them accomplish all their goals. Mr. Sanabria always goes the extra mile to make sure his clients receive Sterling Credit Corp.’s renowned service and performance.

Jason Ward

Email | (407) 755-8579

Jason Ward

Jason Ward was born in Macon Georgia and raised in Albany GA. He joined our company in 2004 at Hometown Auto Sales in Albany GA. He worked his way up from detailer to manager. He showed an interest in expanding his roots and learning more about the many facets of the company. He later began collecting and making loans with one of our Georgia loan offices. He has been in the finance industry for 10 years. Jason is developing a territory of his own. He also has been developing our marketing campaigns and strategies to expand Sterling Credit Corp.’s reach across the country.