Make a Payment

You’ve got enough worry and stress. Why should making a loan payment be the same? At Sterling Credit Corporation, we’re devoted to making your loan process and payment as quick and easy as possible. All our payment options are free of charge and designed to fit your lifestyle. Choose the best one for you.


Sterling Credit Corporation is now accepting online payments! Click the button below to begin using our new online payment application.

Make Online Payment



When making payments by phone, for security reasons, you will be asked to verify your customer information on your Sterling Credit Corporation records. Customer service representatives are able to accept debit and ACH payments over the phone. Payments made by phone are immediately credited toward your account. All payments are processed free of charge. Call us Monday - Friday 8am-7pm ET at 877.859.8401.

You may also utilize our automated phone payment processing system by calling 844-652-2091. This service is available 24/7 for your convenience.



Cash payments should be made to your local Sterling Credit Company office.



Check payments can be made in person or by mail at your local loan office. Checks must be received by your local loan office on or before the due dates.


Money Order

Money orders may be mailed to your local loan office, and can be purchased directly or through stores like Wal-Mart and 7-11. As with checks, money orders must be received by your local loan office on or before the due date of your payment.



Why am I now paying my loan to Sterling Credit Corporation instead of my former loan company?

Your account and collections have been transferred to our finance company.

What should I expect now that Sterling Credit Corporation is in charge of my loan?

The only thing that has changed regarding your account is where you make your payment. Your contract terms and condition will remain the same.

How will I make my payments?

Payments will be made to:
Sterling Credit Corporation
PO Box 948115
Maitland, FL 32794

Payment methods include:

  • Mail in check or money-order
  • Drop off cash, check or money-order
  • Pay over the phone – Check or debit card (accepted at no additional charge)
  • Automatic payment transactions (accepted at no additional charge)

No refunds will be processed. Please contact customer service at 877-859-8401 if you have any questions.

Is there a benefit to me because of this account transfer?

Sterling Credit Corporation, a division of Sterling Finance Company, reports to Equifax and will therefore assist in building your credit.

Will I receive any notification from Sterling Credit Corporation?

You will be notified of the transfer within 5 business days. Please contact our office if you do not receive a letter within this time period. Self-addressed envelops will also be provided free of charge courtesy of Sterling Credit Corporation.

Who should I contact with any questions?

Please contact our office on our toll-free number (877) 859-8401.